Hey, guys. So, I've done a ton of work on the financial front this month.
Since Christmas, I have been on a minimalist kick. I've cleaned out drawers, cupboards, closets, and more. Bags and bags and more bags of clutter have been donated to Goodwill. No more frivolous shopping in this household.
And, I've also cleaned up our finances at the same time 
In Dave Ramsey style......... WE ARE DEBT FREE except for the mortgage! The only debt we had was our car loan but I finally decided to pay that sucker off with our savings. We also refinanced our mortgage from an ARM to a 15 year fixed in January! The goal for us now is to save, save, save. We need to build back up our savings and to set aside funds for the upcoming college expenses (our oldest will be starting college in 2017).
So, January 2016 has been a busy month but a very fulfilling month. I have worked hard to rid our home of any clutter (physically and fiscally) and it feels awesome.
January 2016 - Awesome month!!
January 26th, 2016 at 02:47 pm
January 26th, 2016 at 02:52 pm 1453819976
January 26th, 2016 at 03:00 pm 1453820409
January 26th, 2016 at 03:30 pm 1453822230
January 26th, 2016 at 07:31 pm 1453836673
January 27th, 2016 at 04:17 am 1453868229