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Payday! February 2016 Budget Prep

January 29th, 2016 at 06:37 am

I could not wait for today! It's so much fun to play around with our budget and to plug in actual numbers when we get paid. Since both DH and I get paid at the end of each month, today's paychecks have now funded our Feb budget.

Because our refinance in Jan caused us not to have a mortgage payment due in Feb, we are able to push that payment into our savings account this month Smile

I still have a buffer of $1200 that I need to find a "home" for. I like to keep a buffer for those unknown but expected expenses that will pop up during the month. For Feb, this will be for some medical bills that should be arriving anytime now (DH spent a week in the hospital in Jan). I have no idea how much of the $1200 will be needed for this or if I might need even more so we'll see. But, this works for now because I do mess with our budget everyday... always entering in adjustments and actual numbers. I guess it's just fun for me lol.

Hope everyone had a great fiscally fit January. I know we did in our household... I am looking forward to February 2016!

3 Responses to “Payday! February 2016 Budget Prep”

  1. Livingalmostlarge Says:

    Nope more broke than ever

  2. Frugal_Cheap_Pants Says:

    I play with our budget daily too! Math frustrated me as a child, now I find comfort in numbers. Nothing better than half way through a month finding more savings because I changed some things in the budget. Good luck in Feb, hope your buffer is more than enough for the medical bills.

  3. FrugalTexan75 Says:

    I like playing with my budget too. Especially now with YNAB online. Smile

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