<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Archive: December, 2008
 

Archive for December, 2008

Ending 2008 with bills to pay... ugh!

December 15th, 2008 at 12:28 pm

Auto insurance premium due Dec 22 = $389.96

Spring 09 grad school tuition = $1,314.00

Term Life Insurance annual premium due Jan 09 = $772 (for both DH and me)

That's $2,500 that I just hate to see go out the window so soon after the Holidays... of course we have to throw in our Holiday shopping charges due to pay in January too (we charge everything to get the cash back rewards). Ugh, ugh, ugh.

2009 FINANCIAL GOALS

December 15th, 2008 at 12:22 pm

Another year has gone by already! Geez.

Looking forward to 2009, I sure hope that things turn out alright in our financial life with the economy the way it is...

Biggest Financial Goal:
Pay off the entire $18,000 credit card balance (all at 0% interest) by Nov 09 This means that we need to pay at a minimum $1600 each month. Doable!

Other Goals:
**graduate with my MBA in Dec 09 (ending 3 years of grad school - paid with all cash!)
**sell house (currently on the market), move in with mom for the duration of 2009 to save money to help pay for "dream home"
**increase monthly savings by $200 (or $2400 for the year)


2008 YEAR END balances:
Mortgage = $274,000 @ 5.25%
Car loan = $15,300 @ 5.75%
CC = $18,000 @ 0% thru Nov 09