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I got denied!

August 29th, 2017 at 11:04 am

Dangit! The insurance company has denied our claim for the helicopter airlift that took my daughter to the hospital with a dislocated hip. They said that it was "medically unnecessary". We went with the advice of the EMTs that were on the scene. How can they deny that this wasn't necessary? If insurance doesn't help, it means that we will have to cover the entire cost of the helicopter ride which is.............................................................................................................................. $52,000!!!! Ack!

7 Responses to “I got denied!”

  1. laura Says:


    I think that you can appeal it. I heard they deny things like this regularly on the first time. There was an issue with a med vac lift for my grandfather, but it was covered after some effort on the part of my grandmother.

  2. creditcardfree Says:

    I hope you can appeal. I agree that initial denials are common.

  3. crazyliblady Says:

    I would appeal and get the opinion of doctors, etc. in writing. And what would the implications of waiting for an ambulance or being transported by car?

  4. Banker Gurl Says:

    Definitely appeal. Contact the insurance company and confirm the appeals time frame, usually you have 6 months to appeal. Also not sure how old your daughter is, if over the age of 18 she may need to be the one to appeal. Include medical records from both the flight company and the ordering drs. Good luck!

  5. My English Castle Says:

    Wow--one more reason to get mad at insurance companies. I'd certainly appeal! Good luck!

  6. rob62521 Says:

    I'd appeal and appeal some more. Any way you can get in writing about the EMTs saying it was necessary? How would you know not being a medical professional?

  7. CB in the City Says:

    Fight them! They are just hoping you will back down. I had to fight not to pay an $8,000 surgical fee -- who knows why they denied it; it was stupid! After I submitted a logical case statement, with a copy of all the bills, etc., they paid.

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